Account Types
Standard Account: Enjoy a complimentary account with a free physical and virtual card. Additional cards can be acquired for a nominal fee of 7.99.
Pro Account: For 9.99 per month, elevate your banking experience with a metal card and virtual card. Unlock enhanced functionality and benefit from a competitive 4.89% APR.
Ultra Account: Priced at 49.99 per month, indulge in our premium offering featuring a Platinum card and virtual card. Experience top-tier services including exclusive airport lounge access and more.
Internal Zurich Commercial Bank Ecosystem
Upon registration, users receive a unique internal Zurich Commercial Bank ecosystem username. Seamlessly transfer funds or request payments from other Zurich Commercial Bank users. Engage with our internal chat feature for seamless communication, payment, and fund request functionalities.
Dedicated Bank Accounts
Zurich Commercial Bank offers dedicated bank accounts tailored for European residents, complete with dedicated IBANs. Enjoy the convenience of multi-currency accounts, facilitating smooth international transactions. Leverage our competitive foreign exchange (FX) services directly within your banking dashboard, allowing for seamless currency conversions and international fund transfers at preferred rates.
Card Issuance
Zurich Commercial Bank provides a range of card options, including virtual, plastic, metal, and platinum cards, catering to the diverse needs of our global clientele. Our cards are linked to multi-currency accounts and may offer cashback rewards based on future retail partner relationships.
Foreign Exchange (FX) Services
Access competitive FX exchange rates, facilitating instant fund conversions between various currency accounts. Enjoy hassle-free international transactions, making cross-border payments and transfers seamless.
Financial Budgeting and Analytics
Harness Zurich Commercial Bank’s powerful tools for in-depth monthly spending analysis. Utilize our financial budgeting features to effectively manage your finances and achieve your financial goals.
In-App Digital Subscription Management
Seamlessly manage your digital service subscriptions directly within the Zurich Commercial Bank app. Gain control over subscriptions like Netflix, Spotify, and Amazon Prime, ensuring easy management and oversight.
Insurance Products
Explore Zurich Commercial Bank’s comprehensive range of insurance products tailored to your needs. From device insurance to travel insurance, we offer coverage to protect what matters most to you.
Crypto Investments
Dive into the world of cryptocurrencies with ease through Zurich Commercial Bank’s user dashboard. Invest in, send, and receive cryptocurrencies securely from third parties, all from one convenient platform.
Stock and Commodity Investments
Seamlessly invest in a diverse range of stocks and commodities using our intuitive dashboard. Empower yourself to grow your wealth with ease through Zurich Commercial Bank’s investment platform.
In-App Gift Card Purchasing
Enjoy the convenience of purchasing gift cards from Zurich Commercial Bank’s commercial partners directly within the app. Whether for birthdays or special occasions, our in-app gift card purchasing offers a hassle-free gifting solution.
Early Salary Functionality for Businesses
Zurich Commercial Bank offers businesses the flexibility to access their salaries early for a nominal fee. Provide your employees with financial flexibility when needed, enhancing satisfaction and loyalty.
Contactless POS Functionality
Business customers can leverage tap and pay contactless POS functionality through logged-in devices. Physical POS devices are also provided for added convenience, ensuring smooth transactions for your business.
Payment Options
Easily request funds through various methods such as payment links by card, direct SEPA payment links, and QR codes. Send payment requests conveniently via SMS or email directly from the Zurich Commercial Bank app, simplifying transactions.
Invoicing and Payroll for Businesses
Empower your business with Zurich Commercial Bank’s invoicing and payroll automation features. Streamline financial operations by creating invoices and automating payroll processes directly from your in-app accounts.
Savings and Investment Options
Explore Zurich Commercial Bank’s diverse range of savings and investment products. From fixed-term deposits to mutual funds, we offer options to help you grow your wealth effectively.
Credit and Lending Services
Qualifying customers can access Zurich Commercial Bank’s credit and lending options tailored to their needs. Whether for personal or business use, we offer personal loans, business loans, and credit lines to suit your financial requirements.
Business Banking Solutions
Zurich Commercial Bank provides a comprehensive suite of business banking solutions to support your business’s growth and success. From corporate accounts to treasury management services, we offer tailored solutions to meet your business’s financial needs.
Digital Wallet Integration
Seamlessly integrate with popular digital wallets to facilitate effortless transfers and payments between bank accounts and digital wallet accounts. Enjoy enhanced convenience and flexibility in managing your finances across platforms.
Security and Fraud Protection
Rest assured with Zurich Commercial Bank’s robust security measures, including two-factor authentication and encryption. Continuous monitoring for suspicious activities ensures the safety and security of your accounts and transactions.
Customer Support
Access dedicated customer support services to address account-related inquiries, technical issues, and general assistance. Choose from live chat, email, or phone support channels for personalized assistance whenever you need it.
Mobile Banking App
Manage your accounts conveniently on-the-go with Zurich Commercial Bank’s intuitive and user-friendly mobile banking app. Available across various platforms, our app ensures accessibility and convenience wherever you are.
International Transactions
Zurich Commercial Bank facilitates seamless international transactions, including wire transfers and international payments. Benefit from competitive exchange rates and low fees, ensuring cost-effective transactions globally.
Financial Education
Enhance your financial literacy with Zurich Commercial Bank’s educational resources and tools. Empower yourself to make informed financial decisions and achieve your financial goals with confidence.
Rewards and Loyalty Programs
Stay rewarded with Zurich Commercial Bank’s loyalty programs, offering perks, discounts, or cashback based on your banking activities. Experience the benefits of our loyalty programs as a token of our appreciation for your continued support.
Environmental and Social Responsibility
Zurich Commercial Bank is committed to environmental sustainability and social responsibility. Join us in supporting causes and projects aligned with our values for a better tomorrow.
Partnerships and Integration
Collaborate with Zurich Commercial Bank and our third-party fintech partners to enhance your banking experience. Integrate features like budgeting apps and investment platforms for added convenience and functionality.
For Children (Under-18 Accounts)
Foster financial literacy and responsible money management from a young age with Zurich Commercial Bank’s accounts for children under 18. With parental approval and guidance, encourage a brighter financial future for your children.